Gill v. Whiteside-Hemby Drug Co.
Facts
Plaintiff was struck while attempting to cross Victory Street in Little Rock in front of a moving street car. The motorcycle was operated by Victor Wild, who was making a business trip for the defendant. In chambers, defendant's president and secretary testified that the company had no liability insurance at the time of the accident, though it obtained a policy a few days later. The trial court barred plaintiff's counsel from specifically asking prospective jurors about business connections with liability insurers, but allowed inquiry into the jurors' business generally.
Issue
Did the trial court commit reversible error by refusing to allow plaintiff's counsel to ask prospective jurors specifically about insurance affiliations, and by giving instructions concerning foreseeability, ordinance violations, and the duty to anticipate plaintiff's conduct?
Rule
A litigant may in good faith seek voir dire information needed to exercise challenges, including inquiry aimed at possible insurance connections, but reversal requires a showing of prejudice from the trial court's limitation. An instruction that liability does not attach where the result could not reasonably have been foreseen is permissible when it is understood as requiring ordinary care and describing an unavoidable accident. Violation of a state law or city ordinance is merely evidence of negligence and does not amount to negligence per se.
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On appeal, Nora argues the voir dire limitation requires reversal. What is the strongest response?