Breunig v. American Family Insurance Co.
Facts
Erma Veith was driving when she experienced an insane delusion that God was taking hold of the steering wheel and directing her car. Believing she could fly like Batman, she accelerated as a truck approached and ultimately left the roadway and crashed, after which she was found unresponsive and later treated in a psychiatric ward. A psychiatrist testified that she was suffering from an acute paranoid schizophrenic reaction, that she could not consciously operate the vehicle during the episode, and that she had no forewarning such a disability would occur. There was also evidence that before the accident she had religious visions and beliefs, including that she had been chosen by God to survive the end of the world and that she told her daughter about these visions.
Issue
Is a driver relieved from negligence liability when she is suddenly overcome by a mental disorder that makes her unable to drive with ordinary care, if the disorder occurs without forewarning? And on this record, was there sufficient evidence for the jury to find that Mrs. Veith had notice or forewarning of such a condition?
Rule
Not all types of insanity vitiate responsibility for a negligent tort. A sudden mental incapacity is treated like sudden physical incapacity and may preclude negligence liability if the mental illness or delusion affects the person's ability to understand and appreciate the duty to drive with ordinary care, or affects the person's ability to control the car in an ordinarily prudent manner, and the person had no notice or forewarning that he or she might suddenly be subject to that type of mental illness or incapacity.
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